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Middle Years

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Ready to work?

How to know when your preteen is job-ready Also Teaching kids to save and Pool safety

by Michele Piazzoni

One great way to teach preteens responsibility and the value of money is to help them find a summer job. You don’t need a work permit to mow the neighbor’s lawn, pet-sit for the weekend or help out at an evening dinner party. But your child will earn references for future job applications, as well as an opportunity to see what goes into earning a few bucks.
    
How do you know if your child is ready to take on such a challenge? Look at how he handles himself at home, suggests Dr. Myrna Shure, author of “Raising a Thinking Preteen.”

> Ask yourself, “Do they readily take on responsibility – keep their room clean, do the dishes, follow through with assigned tasks – or is everything a fight?”

> Even if your child is a go-getter, the key to ensuring that an early job experience is beneficial is by empowering her to make the decision to get a job on her own.    

> In a casual conversation at the dinner table, bring up the idea of delivering newspapers, helping out at a local stable or walking a neighbor’s dog. Say something like, “I always thought it would be fun to deliver newspapers – what do you think?” Once you get him talking, the next step is to get him thinking. Do this by asking something like, “What do you think the pros and cons of a job like that would be?”

> It’s always nice to infuse a little humor too, suggests Dr. Shure. Make up a silly job – like popping balloons at the fair – to kick-start the conversation. However, no matter where the discussion leads, avoid simply telling your child what to do, which runs the risk of sending him into defiance mode.

> “Don’t ask them what job they’re interested in so they can start tomorrow – it should be a casual conversation to get them thinking and excited,” says Dr. Shure. “They are at the age where they are trying to figure out who they are, who they want to be like, and what their values are. If we’re constantly hovering over them, that doesn’t give them the space to figure these things out. If they can come back with their own idea, they’ll likely be more excited and zealous about it.”

Not only will your preteen enjoy the experience and wages that accompany a job, but parents will likely enjoy their child’s newfound attitude toward spending. Their list of “must-have” items tends to change dramatically once kids are asked to contribute a few hard-earned bucks out of their own pocket. Fam

Teach Kids to Save

Given the choice, most children will pick whatever offers them instant gratification over saving for something bigger and better in the future – which is why it’s so difficult to teach them to save money. But that doesn’t mean it’s not worth trying. If your preteen hasn’t started down the road to savings, here’s an idea to help her get started:

> Start with a $20 deposit into an interest-bearing account. Search for 1 that offers 3% or more, like the Charles Schwab Investor Brokerage Account.

> Then offer her the choice to deposit $20 monthly of her own money or receive a matching $20 from you to double the savings. If she starts this program at age 10 and continues until she’s 21, she’ll sock away more than $3,100 on her own, or about $6,250 with your “matching” donation.

Who knows? It could be enough to get her on her feet and ready for life after college graduation, as well as get her excited about taking advantage of company-sponsored savings programs when she eventually joins the workforce. fam

Keep them fit this summer at the pool

Still wondering how you’re going to keep your kids active during summertime? Why not take a deeper look at swimming? Unlike other sports, swimming is among an elite few that offer a full-body workout. More importantly, all swimmers get the same results, no matter size, swiftness or batting average. Swimming strengthens the cardiovascular system and works all muscles in a low-impact environment.

“In swimming, kids master a sport, increase their fitness level, make new friends and feel good about themselves,” says Amy Lehr, a swim coach.

In her 25 years of coaching, Lehr has repeatedly witnessed kids who would not physically make it on another type of sports team thrive on swim teams. Swimmers measure success by competing against their own times, so the sport offers the rare opportunity for everyone on a team to compete, from total novices to nationally recognized athletes.

“I can’t think of another sport where you can blend these levels, make everyone feel important and allow everyone to compete,” adds Lehr. fam

Michele Piazzoni is a contributing writer to Inland Empire Family Magazine.

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